Mr. A Ramesh Kumar
Founder, Chairman & Managing Director – LaRaksha Impact Finance Enterprise Pvt Ltd
President & Managing Trustee – LaRaksha Social Impact Trust
Ashoka Fellow
Director – UTI Mutual Fund Trustee Company Pvt Ltd
Founder & Chairman – Swarna Pragati Housing Microfinance Pvt Ltd
Ex-Chief General Manager – State Bank of India
Mr. A. Ramesh Kumar is a reputed banker with more than three decades of experience in India and internationally with State Bank of India (SBI), the largest bank in India. He has a deep understanding and knowledge of the Indian and global economy, best governance practices in financial markets as well as rich management experience.
As Chief General Manager (International Business) of SBI, he was the head of all International offices and subsidiaries of the Bank spanning 23 countries.
He was earlier CGM of State Bank India’s Mumbai Circle, the largest Circle in SBI, consisting of 850 branches, 25,000 employees and a large share of the Business and Profits of the Bank. His vision led the State Bank of India to several important milestones. Under his leadership a number of innovations were introduced to boost promotion of savings and credit groups and the Bank recorded a YOY growth of 960% in its Microfinance business. The innovative model of Shri Kumar was later embraced by the entire banking sector.
Subsequently, he was the MD & CEO of a NBFC, owned by a Foreign Fund, financing Corporates for special situations and illiquid assets.
He is the Founder & Chairman of Swarna Pragati Housing Microfinance (SPHM) Pvt Ltd, a Pioneer in Rural housing Microfinance, with trail blazing Innovations acclaimed across the world.
He has been associated with several prestigious bodies viz.
He has won many prestigious Awards and has been recognized globally for his innovative contributions towards making finance accessible and affordable to the rural masses
Mrs. Usha Rameshkumar
Founder & Director (HR and Social Impact) – LaRaksha Impact Finance Enterprise Pvt Ltd
Founder & Trustee – LaRaksha Social Impact Trust
Founder, Chairman & President – Usha Ramesh Kumar Animal Welfare and Charitable Trust
Mrs. Usha Ramesh Kumar, MA, B.Ed., has a vast experience in teaching in India and Japan, she is a linguist with a passion for Education and extending Service to deprived communities, and is a psychologist, animal behaviorist and a passionate compassionate human being.
It is her dream to have a world where man and animals will live in harmony together and where there will be no cruelty or harm to the voiceless, where there will be no more strays, but every dog will be cared and loved for.