A Ramesh Kumar
Founder Chairman & Managing Director
A visionary, a pioneer and an exemplary leader in the field of rural finance in India, He has over 4 decades of rich banking experience in India and in Japan with expertise across multiple sectors and a passion for rural community development promoting access to financial services through his innovative solutions.
Usha Ramesh Kumar
Founder Trustee & VP
Top ranker in MA, B.Ed. with vast experience in teaching in India and Japan. She is a linguist and has a deep passion for education and social service. She also has an abiding interest in Animal Welfare.

Balaji Manivannan
VP (Credit, Risk & Operations)

MCA & MBA; 19+ yrs experience in handling Credit & Risk in leading Banks, NBFCs & Housing Finance Companies.

Vijay Krishnan
AVP Operations& IT

MCA; with 5+ yrs of experience in both IT and HR. My last assignment was with Swarna Pragati Housing Microfinance Pvt Ltd, in HR & IT.

RK Bhaumik
 VP – Operations (Bengal)

40+ yrs experience in senior positions in the banking sector, rural microfinance and rural marketing in West  Bengal

AVP-Operations (TN)

10+ yrs experience in Banking and Housing Finance

Jalanadha Babu
Chief Manager (Accounts & Finance)

20+ yrs of rich experience  in Finance and Corporate Accounts

The following departments are lead by highly skilled and trained professionals possessing good experience in the respective areas.

  • Central Credit Team,
  • Risk and Audit Team,
  • Central Operation team,
  • HR and Training,
  • Technical support
  • Legal and Compliance
  • IT

Other Executives in Credit, Operations, IT, and Field Credit & Collections