Directors

A Ramesh Kumar
Founder Chairman & Managing Director
A visionary, a pioneer and an exemplary leader in the field of rural finance in India, He has over 4 decades of rich banking experience in India and in Japan with expertise across multiple sectors and a passion for rural community development promoting access to financial services through his innovative solutions.
Usha Ramesh Kumar
Founder Trustee & VP
Top ranker in MA, B.Ed. with vast experience in teaching in India and Japan. She is a linguist and has a deep passion for education and social service. She also has an abiding interest in Animal Welfare.

Anand Naik
Advisor

A career banker having experience of over  29+ years in banking and financial services  in domestic and international Banks and  financial institutions. Has gained the required skill sets in Retail, Wholesale, commercial and inclusive banking.

Vijay Krishnan
AVP Operations& IT

MCA; with 5+ yrs of experience in both IT and HR. My last assignment was with Swarna Pragati Housing Microfinance Pvt Ltd, in HR & IT.

Jalanadha Babu
Chief Manager (Accounts & Finance)

20+ yrs of rich experience  in Finance and Corporate Accounts

A Gandhinathan
Manager (HR)

16+ yrs of rich experience in Human Resource

L Sriram
Manager (Audit)

20+ yrs of rich experience in Audit & Risk

The following departments are led by highly skilled and trained professionals possessing good experience in the respective areas.

  • Central Credit Team,
  • Risk and Audit Team,
  • Central Operation team,
  • HR and Training,
  • Technical support
  • Legal and Compliance
  • IT

Other Executives in Credit, Operations, IT, and Field Credit & Collections